Refinance Home Loans | Experts Mortgage Advice | Rafferty Finance Melbourne
Rafferty Finance — by your side with expert home loan finance and refinance options.
About Us
FOUNDER
Gagandeep Singh has built an outstanding 12-year career as a Mobile Lender with Commonwealth Bank, where he earned recognition for his excellence in service and lending. His commitment to helping clients achieve their financial goals was honoured with five consecutive Diamond Lender awards, a testament to his dedication, expertise, and client-first approach.
Known for his integrity, deep industry knowledge, and personalised service, Gagandeep consistently went above and beyond to support clients at every stage of their financial journey. His reputation for delivering tailored lending solutions earned the trust of both customers and colleagues alike.
Now, Gagandeep has taken the next step in his journey by founding Rafferty Finance, his own mortgage business, built on the same values that defined his corporate success. As an entrepreneur, he brings with him a vision of providing home loan finance, refinance options, and property lending solutions with the flexibility and innovation clients need in today’s market.
At Rafferty Finance, Gagandeep is proud to offer a service experience that is not only professional and transparent but also deeply personal. His goal is to empower individuals and families to make confident decisions on their path to homeownership.
Gagandeep’s leap into entrepreneurship is backed by a proven track record and a passion for making a meaningful difference in the lives of his clients one home loan at a time.
OUR UNIQUE SELLING PROPOSITION
"Upfront clarity"
At Rafferty Finance, we are committed to building lasting relationships based on transparency, trust, and the right financial guidance. We are passionate about supporting our customers and communities by helping them make confident choices whether they're seeking home loan finance, looking to refinance home loans, or need fast access to quick loan finance options.
We take pride in proactively managing our clients’ day-to-day needs, ensuring they benefit from personalised mortgage solutions that suit their lifestyle and goals. Our focus is on delivering reliable, expert service that clients can count on.
I personally believe in understanding what truly matters to each customer. I take ownership, act swiftly, and apply my expertise to ensure every client receives a consistently high-quality experience from the first conversation to loan settlement.
"By your side"
Being by the side of all our customers, we aspire to provide expert support and guidance in home loan finance, refinance home loans, and quick loan finance to households, businesses, and communities across Australia. Our depth of knowledge is built on delivering tailored mortgage solutions that bring financial confidence and peace of mind to every generation.
We are committed to supporting families and businesses, helping them take the next step whatever that may be.
"Expertise and personal service valued by equal measure"
We don’t look after you for just the first transaction, we’ll be by your side for the next 30 years.
At Rafferty Finance, we’re committed to reviewing and recommending the best home loan finance and refinance home loan options as your circumstances evolve over time. Our goal is to provide trusted, long-term mortgage solutions that adapt to your changing needs, every step of the way.